How To Pay PTPTN Online? Ever wonder how to pay PTPTN online? Don’t worry you are not alone. Early this year, I got a letter from PTPTN informed that I have to start paying back my student loan (PTPTN). As I am the eldest child in the household, no one knows what to do after …
Penang Grocery Delivery List Unable to find the Penang grocery delivery provider online? Or having a hard time finding an online fresh produce seller that provides delivery? I feel you. Over the few months, I have been searching online to find more sellers who are able to provide delivery services. Below is the list that …
What is Sinking Fund? In simple term, a sinking fund is a fund that set aside for a certain purpose or occasion. Sinking Fund vs Emergency Fund Benefits of having sinking funds. 1. Give yourself a peace of mind Sinking funds are normally set up ahead of time in order to allocate enough fund for …
[Updated 6th August 2023]Grab Platinum Member doesn’t make much difference nowadays. See the updates as below. I got my Grab Platinum member tier early this year and earned rewards from around 1.8% to 3.125% since then. (If you would like to know how to maximize your rewards earnings, you may read my previous post here). …
Do you know that you can do a nomination for your EPF savings? I never knew about the nomination until the end of 2020 a friend of mine told me about it. Only then, I realized many friends around me did not know about EPF Nomination either. What is EPF Nomination? According to the official …
Maximise Your GrabRewards by: 1. Double The Rewards With Credit Cards Pairing credit cards and E-wallet is the one of the best ways to maximise rewards. Optimise the cash back or credit card points by topping up the GrabPay wallet. However, this only applies to credit cards that reward E-Wallet top-up. Personally, I use Affin …
Money-Saving Tips I have used since College. When I first started college a few years back, money was tight every month. Worst of all, even money was tight, yet I still find money to shop and buy nonsense things. In the end, everything I buy during my college life became clutters that now I want …
Eco-friendly swap refers to a switch of habits or products to more environmentally friendly options. One of my life goals is living a sustainable life. My current lifestyle is nowhere near the ultimate sustainable and zero-waste lifestyle. But, I am working on it and aim to be one step closer every day. So, I would …
Do you start looking for Valentine’s gifts for your love ones? Or, you are out of Valentines Gift Ideas? What if the someone special of yours is financially savvy? I will be sharing the eight practical gift ideas that might be a good choice for this Valentine’s Day. 8 Practical Valentines Gift Ideas For Finance-Savvy …
Not all spendings created equally. Some spendings bring happiness yet some disappoint sometimes. Let me share my top five best spendings in 2020 and the five spendings that disappoint me the most. My top 5 best spendings (not rank in sequence): 1. 2 Mossery Half Year Undated Planner Refill (2 for RM65.71) My planner for …
