What is CCRIS? “CCRIS” stands for Central Credit Reference Information System. According to Bank Negara Malaysia, it’s a report that shows your financing and repayment information for recent 12-month period. It could be a reference when assessing one’s financing applications. It’s kind of like your financial performance report. To further understand the report, you may …
If I am not mistaken, it used to require walking in offline to get an ASBN account. The good news, now we can register online. Especially for me, who had been postponed the account opening since last year due to the lockdown and cases. Thankfully, the online registration process is quick and easy. All you …
Which is the best e-wallet in Malaysia? You might wonder, but currently it is probably impossible that one e-wallet able to fit for all. Ever since the lockdown, I am fully depends on e-wallets for everything. It is not hard to realise e-wallets usage is growing in Malaysia too. I used to bring cash to …
Do you know how much savings is enough for you to retire in Malaysia? Or do you even think before about your retirement? No? Then here’s why is it important to think about your retirement. Importance of Knowing Your Retirement Amount The retirement amount here refers to how much you need in order to retire …
Importance of Personal Finance We all know it is important that we keep track of our personal finance. Also, according to Forbes, cash flow management is as important to individuals as to businesses. Now, download this free printable and start managing your finance and also cash flow. Free Finance Planner Printables Although there are tons …
How To Sell On Carousell Malaysia? Do you ever wonder how to sell on Carousell Malaysia? Or are you new to Carousell Malaysia? Is selling off your preloved items and get back your money sounds attractive to you? Cool! Then you are at the right place. This post will be sharing the step-by-step guide on …
How To Pay PTPTN Online? Ever wonder how to pay PTPTN online? Don’t worry you are not alone. Early this year, I got a letter from PTPTN informed that I have to start paying back my student loan (PTPTN). As I am the eldest child in the household, no one knows what to do after …
What is Sinking Fund? In simple term, a sinking fund is a fund that set aside for a certain purpose or occasion. Sinking Fund vs Emergency Fund Benefits of having sinking funds. 1. Give yourself a peace of mind Sinking funds are normally set up ahead of time in order to allocate enough fund for …
Do you know that you can do a nomination for your EPF savings? I never knew about the nomination until the end of 2020 a friend of mine told me about it. Only then, I realized many friends around me did not know about EPF Nomination either. What is EPF Nomination? According to the official …
Maximise Your GrabRewards by: 1. Double The Rewards With Credit Cards Pairing credit cards and E-wallet is the one of the best ways to maximise rewards. Optimise the cash back or credit card points by topping up the GrabPay wallet. However, this only applies to credit cards that reward E-Wallet top-up. Personally, I use Affin …
