Hi! I’m Eml. Since I created this blog is to record my journey, so I’m thinking why not I share some facts about me with you. Here’s the facts I came up with:
1.I found out about Personal Finance around August 2018. (I knew nothing about PF before this)
2. I started my PF journey in September 2018. (I have no clue what am I doing that time)
3. I’m currently unemployed. (I resigned!)
4. I’m currently job hunting. (Yeah, stupid me, resigned without planning)
5. I have 33k in student loan.
6. I have other commitments of a total around 22.5k.
7. I have 2 months of emergency funds.
8. I finished my studies in college last year.
9. I have one year of working experience (related to my studies).
10. I came from middle-low background.
11. And, nope, no inheritance or Crazy Rich Asians sh..
12. I have really minimum savings.
13. I was a big spender when I’m still in college. (This explain no.12)
14. I don’t have any expensive hobby. (Except travelling… but I don’t categories travel as hobby tho…)
15. I have a dog. (So, me and my dog, I have two mouths to feed hahaha!)
16. I stay with my parents. (It does save me a lot, but I stay with them not by choice, I just love them and I want to spend my time with them, they love me too :P)
17. I’m not a foodie, I’m… normal? (I do crave for food but average I just love home cooked and kopitiam)
18. My three life goals: Early retirement / Sustainable living / Live my dream life
I know I probably will make a lot of mistake throughout this journey, but I wonder how will I find my way to achieve what I want. Currently I have no ideas what I am doing. I resigned and I didn’t plan anything about my future. I started the journey when I have nothing, and 17 months have passed, I still nowhere near my happy ending. It’s okay, I just have to keep working on my goals then.
Let’s see where I ended up in. Wish me good luck!